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• The message of the chairman of the board

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Transcapitalbank is one of the most dynamically developing banking institutions in Russia, providing all kinds of banking services for individuals and legal entities since 1992. Bank's attention is mainly focused on corporate banking and active support of small and medium sized businesses in all sectors of national economy and on offering individually oriented loans portfolio at the most profitable conditions. Currently Transcapitalbank' s network comprises 63 outlets, located in 17 regions.

Banking Service Platform
Serving of corporates and SME and offering a full range of banking services to individuals. Dynamic policy in SME lending in key sectors of national economy.

Regional Network
Currently Transcapitalbank' s network comprises 63 outlets, located in 17 regions. Transcapitalbank has a strong regional presence and leads a strategy to diversify further into regions.

Principal shareholders
European Bank For Reconstruction and Development, DEG - Deutsche Investitions - und Entwicklungsgesellschaft mbH and Top management.

Financial Results
As of 9months 2008 the Assets of Transcapitalbank amounted to US$ 1,983mln., Total Shareholder's Equity reached US$ 192mln., profit before tax - US$ 41mln., net profit - US$ 30mln.